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Join Us Joint Accounts

Joint Accounts

Why not open a joint account with your spouse or partner?

Its a lot easier to save for a rainy day together and having a joint account is a positive benefit if you want to apply for a loan in due course.

Plus, you can hold a total of £30,000 with us, all of which is protected by the FSCS.

You can also borrow more than a single applicant under our Member Reward Loan.

So, if you want to open a joint member share account, please just complete 2 individual applications and supply supporting documentation (shown below) for each applicant, so that the required regulatory money laundering checks can easily be carried out.

Please clearly write on the top of each form, "JOINT" and the surname of the other applicant.

You will need to provide the following for each applicant

  • Proof of ID - Passport, Full Driving Licence, Benefits/PensionBooks/DWP Confirmation Letter, Staff/Student IDcard, Notice of tax coding (current year)
  • Proof of Address - Utility Bill, Bank/Credit Card Statement (Less than 3 months old), Council tax demand (current year), Rent Book, Full Driving License (if not used as proof of identity)
  • Initial deposit of £10 (cash or cheque)

Once we have seen & verified all your documents and received the initial deposit (minimum of £10) we can open your joint account and you can start to save!

Remember to be a member of BERKSHIRE CREDIT UNION you must either live, work or study in Berkshire and the surrounding area* (including living in the same household of an existing member), or be involved in a energy saving project/scheme that has been formally recognised by BERKSHIRE CREDIT UNION.

The surrounding area of Berkshire is defined as North Hampshire, South Buckinghamshire & South Oxfordshire.

Click to DownloadDownload Joint Membership Application Form (67.8kb)

Please note that individual on-line access is only available against the first named details of a joint account, please contact us for more details.

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Opening Hours:

Mon - Fri10:00am - 14:00pm

Visit Us:


62 Portman Road, Reading, RG30 1EA


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Berkshire Credit Union is the trading name of Community Savings & Loans (Berkshire Credit Union) Ltd Authorised and Regulated by the Financial Conduct Authority and the Prudential Regulation Autority - Firm no 457045