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Your local ethical credit union owned by its members and run for its members

Visa Card Visa Card

Engage Classic and Engage Smartcash Cards

Can't get a credit card? Get an ENGAGE CLASSIC pre-paid debit card!

If you have problems obtaining a credit card, then maybe a prepaid debit card from BERKSHIRE CREDIT UNION is the solution for you.

It can be used everywhere (shops, internet and abroad) that accepts Visa.

The ENGAGE Classic Card is a VISA card offering full functionality, You load money onto the card which can then be used to buy goods and services or withdraw from ATMs in the same way as a debit card. (Please note prepaid cards do not have an overdraft/credit facility).

Its key features include:

  • FREE to apply for a card (you can also have an additional card for free too)
  • FREE for any purchases made within the UK
  • Only £0.75 for an ATM withdrawal in the UK
  • Low management fee of £2 per month
  • FREE to set up a standing order
  • FREE email alerts to help you track your spend
  • Only £10 minimum initial load
  • Up to £250 maximum ATM withdrawal per day
  • Maximum £10,000 card balance at any one time

In addition using an ENGAGE classic card gives you cashback rewards that saves you ££££'s.

A the end of each month ENGAGE will calculate your cash rebate, using the percentage rate for each retailer you have shopped with, and the total cash reward that you have earned is credited to your card account for the following month. Every little helps!!

A complete list of retailers involved is available on the website.

How do I get one?

Become a member of Berkshire Credit Union and request a card through us, simply email us now.

For Frequently Asked Questions and more information on how the card works click here.

Engage Visa debit card and account from Engage on Vimeo.


Never miss an important payment again! Manage your money with the Envelope Facility on your Engage Card

Click to DownloadDownload How to use the Envelope Facility on your Engage Card (908kb)

For Junior Savers aged 8-16 - the Smartcash prepaid Visa Debit Card!

  • Only a £10 one-off card fee
  • NO monthly management fees
  • FREE for any purchases made within the UK
  • Only £0.35 for a UK ATM withdrawal
  • FREE to load money from your parents account via bank transfer or standing order
  • FREE loads via your local credit union
  • £10 minimum initial load
  • Up to £50 maximum ATM withdrawal per day
  • Maximum £500 card balance at any one time

The Smartcash card and account from Engage


Smartcash Card - the credit union junior account

Call Us:

Reception:01189585803

Finance:01189504818


Opening Hours:

Mon - Fri10:00am - 14:00pm

Visit Us:

Address:

62 Portman Road, Reading, RG30 1EA


Email:

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Berkshire Credit Union is the trading name of Community Savings & Loans (Berkshire Credit Union) Ltd Authorised and Regulated by the Financial Conduct Authority and the Prudential Regulation Autority - Firm no 457045